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Terms and Conditions - Buying Insurance Policies

Online Transactions & Payments

When using QGIRCO's online services to purchase policies, submit claims, or make payments:

All transactions are processed in Qatari Riyals (QAR) and are subject to the rules of local banks and payment gateway providers.
QGIRCO is not responsible for payment delays, errors, or service interruptions caused by third-party providers.
Refunds and cancellations are subject to the terms of the underlying insurance policy and applicable QCB/MoI regulations.

Insurance Transactions

Insurance policies are issued upon receipt of all required documentation, verification, and successful premium payment, in line with Qatar Central Bank (QCB) regulations.
Policy renewal notifications will be sent according to product terms, but the responsibility for ensuring timely renewal rests with the policyholder.
Claims must be submitted following the procedures outlined in the respective policy document. QGIRCO reserves the right to verify claims through supporting documentation.

Electronic Communications & Consent

By using this website, you consent to receive communications, policy documents, and notifications electronically. These electronic communications will have the same validity as physical documents, unless Qatar regulations require otherwise.

Accountability for Submitted Information

By using this website, you are responsible for ensuring that all information provided through this website—including policy applications, claims, and payment details—is true, complete, and accurate.

Submitting false, incomplete, or misleading information may result in the rejection of claims, cancellation of policies, and possible legal action.

Privacy and Data

Use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this site, you consent to our privacy practices. (We will add the link to the privacy page)

Terms Revisions

QGIRCO reserves the right to modify, update, or revise these Terms & Conditions at any time in line with operational needs and regulatory requirements. Continued use of the website following changes constitutes acceptance of the updated terms.

Governing Law

These Terms & Conditions are governed by the laws of the State of Qatar. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of Qatari courts.

Severability

If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Us

For questions about these terms or the use of our website, please contact:

Customer Support: Support That Is Always Within Reach

📞 Contact # :+974 4473 3888

📱 WhatsApp # : +974 3371 9999 | +974 5579 0729

📧 Email : info@qgirco.com

🕒 Timing : Sunday to Thursday | 8:00 AM – 4:00 PM